# VESGO

> VESGO is an AI-powered personal finance app. It uses AI to read your bank statements, automatically categorizes every transaction, applies the 50/30/20 budgeting framework with zero setup, tracks financial goals against real spending, and includes a live market watchlist for stocks, ETFs, and crypto alongside your everyday budget.

VESGO is free to download on iOS and Android. It is built for anyone who wants clarity on where their money goes — whether living paycheck to paycheck or building long-term wealth — without manual data entry or spreadsheets. Bank connectivity is handled securely through Plaid; VESGO never stores bank login credentials. Market data shown in the app is for informational purposes only and does not constitute financial advice.

## Product

- [Home](https://vesgo.io/#top): Overview and hero pitch — "Take control of your money — finally." Summarizes the core promise: VESGO tracks every dollar, auto-categorizes spending, and tells you exactly what to do to hit your financial goals.
- [Features](https://vesgo.io/#features): The core feature set — AI-powered bank statement parsing (upload a PDF or CSV, every transaction extracted instantly, no manual entry), the built-in 50/30/20 budget (income auto-split into Needs, Wants, and Savings), goal tracking with real timelines, automatic bank sync via Plaid, and the live stock/ETF/crypto watchlist.
- [Product showcase](https://vesgo.io/#showcase): In-app screens — uploading a statement, the monthly budget breakdown (Needs/Wants/Savings with real transaction categorization), and real-time bank sync in action.
- [Spending insights](https://vesgo.io/#insights): Visual breakdown of spending over time by category (e.g. Dining, Transport, Subscriptions) with month-over-month percentage change callouts, so users can see exactly where their money goes and how it's trending.
- [Goal tracking](https://vesgo.io/#goals): Set financial goals — emergency fund, credit card payoff, house down payment, etc. — and VESGO calculates whether the user is on track, ahead, or behind, and projects a real completion date (ETA) based on actual spending rather than static projections.
- [Markets](https://vesgo.io/#markets): A live watchlist for stocks, ETFs, and crypto (e.g. VOO, AAPL, BTC, ETH) with real-time prices and daily percentage change, shown alongside the user's everyday budget in the same app. Informational only — not financial advice.
- [Pricing](https://vesgo.io/#pricing): VESGO is free to download and use, with all core features included: AI bank statement parsing, the 50/30/20 budget, goal tracking, automatic Plaid bank sync, the live market watchlist, and the app's everyday design.
- [FAQ](https://vesgo.io/#faq): Common questions covering cost (free), how the AI statement parser works, what the 50/30/20 framework is, how goal tracking calculates timelines, bank data security via Plaid, the informational-only nature of market data, and iOS/Android availability.

## Download

- [App Store](https://apps.apple.com/us/app/vesgo-smart-budget-tracker/id1523259331): Download VESGO for iOS.
- [Google Play](https://play.google.com/store/apps/details?id=io.vesgo.app&pcampaignid=web_share): Download VESGO for Android.

## Company

- Contact: info@vesgo.io
- [Facebook](https://www.facebook.com/vesgo1/)
- [Instagram](https://www.instagram.com/vesgo.app/)
- [TikTok](https://www.tiktok.com/@vesgo_1)
- [YouTube](https://www.youtube.com/@myvesgo)

## Legal

- VESGO uses Plaid for secure bank connectivity. User bank login credentials are never stored by VESGO.
- Market data (stocks, ETFs, crypto) displayed in VESGO is provided for informational purposes only and does not constitute financial advice.